Loan secured by POS income

We offer you the opportunity to get a loan under the most favorable conditions.

General Requirements:

  • Must reside where the bank branch is located
  • Have successful, uninterrupted operation of the business in the last 12 months
  • The business is not prohibited by law, has a license to operate, has complete documents and an income
  • The POS ownership contract must be made in the name of the loan applicant
  • Have used Arig bank or other bank's POS device in the last 6 months or more
  • The total amount of monthly transactions on Arig Bank and other bank's POS devices should be more than 3 million MNT
  • Must not have a bad credit history

Collateral asset:

  • POS device income
  • Current assets (inventory)
  • If necessary, real estate can be additionally mortgaged

Loan Terms and Conditions:

Loan amount

Up to 30 mln MNT

Interest rate /monthly/

1.6% - 1.9%

Interest rate /annually/

19.2% - 22.8%

Term 30 months
Commission charge  1%
Loan application fee  10,000 MNT

*Effective percentage rate /annually/: 16.41% - 18.76%


  • The loan process is fast
  • Flexible terms

Required documentation:

  • Handwritten letter of loan request /with a photo taken within the last 6 months/
  • Lease agreement and proof of rent payment
  • POS account statement /for the last 1 year/
  • POS ownership contract
  • Documents related to conducting business activities
  • Other documents that are required by the bank